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Landlord guide · England

How to become a landlord in England in 2026: the first-time landlord checklist, in order

To let a home in England you need your lender's consent, an EPC of band E or above, a gas safety record (if there is gas), an EICR, any HMO or selective licence, a Right to Rent check on every adult, a written statement of terms before signing, and the deposit protected within 30 days. No landlord registration exists yet.

By Stevie Hayes · Updated 16 October 2026 · Figures checked against legislation.gov.uk and GOV.UK on 16 October 2026 · How we verify · Statutory penalties are maximums; councils and courts decide the amount.

Key facts · checked 16 October 2026 · England
FactPositionSince / statusSource
RegistrationNo landlord register is in force in England; the PRS Database is not yet in force and GOV.UK has announced a regional rollout from 15 December 2026Checked 16 October 2026GOV.UK: Renting out your property (landlord responsibilities, HMOs, mortgage consent)
LicenceMandatory HMO licence for five or more people in two or more households; additional and selective schemes vary by councilHousing Act 2004 Part 2 (HMO licensing)
CertificatesEPC band E or above; gas safety record every 12 months; EICR every five years; copies to the tenantGas Safety (Installation and Use) Regulations 1998 reg 36
AdvertisingState a single rent and take no bids; no blanket bans on children or benefits; penalties up to £7,0001 May 2026Renters' Rights Act 2025 s.56 (requirement to state rent and avoid rental bidding)
Before signingRight to Rent check on every adult; holding deposit no more than one week's rent; no rent before the agreement is signed1 May 2026 for rent in advanceRenters' Rights Act 2025 s.9 (no rent in advance before the tenancy is entered into)
Written statementPrescribed terms in writing before the tenancy is entered into; penalty up to £7,0001 May 2026Housing Act 1988 s.16D (written statement of terms)
DepositUp to five weeks' rent; protected and prescribed information given within 30 days beginning with receiptHousing Act 2004 s.213 (deposit protection within 30 days)
TaxProperty allowance £1,000; Self Assessment above £2,500 net or £10,000 gross; Making Tax Digital above £50,000 gross, falling to £20,000 by April 2028GOV.UK: Renting out your property: paying tax (property allowance and Self Assessment thresholds)

Before you decide: lender, lease, insurance and tax

Four things come before any tenant, and three of them are not housing law at all. This guide sets out the duties in the order they arise for a first let in England; it describes the law and is not advice on your situation.

Will it be an HMO, and do you need a licence?

GOV.UK's definition is the one to apply: a property is a house in multiple occupation if "at least 3 tenants live there, forming more than one household" and "toilet, bathroom or kitchen facilities are shared". A couple, or a family, is one household; three friends are three. The consequences:

Registration is different from licensing, and it is not here yet. The Private Rented Sector Database created by the Renters' Rights Act 2025 is not yet in force: the registration duty has not been commenced and the regulations are a draft, with GOV.UK announcing a regional rollout from 15 December 2026. Until then there is nothing to register on. Our PRS Database guide tracks the dates.

Get the property ready: the certificates and the standards

Three certificates, two sets of alarms and the general standard of the home. Each has its own cadence and its own penalty; the figures are statutory maxima and the council or court sets the amount.

ItemWhat the law requiresPenalty (up to)Source
Energy Performance CertificateValid EPC (ten years) made available free to prospective tenants no later than the first written particulars or the viewing; the home must be band E or above to let unless an exemption is registered£200 for not providing it; £5,000 per property for a band F or G letEPB Regs 2012 reg 6, reg 38; MEES reg 40
Gas safety recordEvery appliance and flue checked by a Gas Safe registered engineer at intervals of not more than 12 months; copy to a new tenant before they occupyCriminal offence: unlimited fine, up to two years' imprisonmentGSIUR 1998 reg 36; HSWA 1974 s.33
Electrical Installation Condition ReportFixed wiring inspected and tested by a qualified person at least every five years; copy to a new tenant before they occupy£40,000 per breachSI 2020/312 reg 3, reg 11
Smoke and carbon monoxide alarmsA smoke alarm on every storey with living accommodation and a CO alarm in any room with a fixed combustion appliance (gas cookers excepted), in working order on the first day of the tenancy£5,000 for not complying with a remedial noticeSI 2015/1693 reg 4, reg 8
FurnitureUpholstered furniture you supply must meet the fire-resistance requirements and carry the permanent labelCriminal offence under consumer-protection lawFurniture and Furnishings (Fire) (Safety) Regulations 1988
Water systemAssess the risk from legionella and act on it; HSE says a simple assessment by the landlord is usually enough for a domestic property and no certificate is requiredHealth and safety enforcementHSE: legionella and landlords
Repair and fitnessStructure, exterior and installations kept in repair, and the home fit for human habitation throughout; the council can inspect under the HHSRS and serve noticesTenant claim (no cap); £40,000 for ignoring a council noticeLTA 1985 s.11, s.9A; HA 2004 Pt 1

The EICR figure was raised from £30,000 on 1 November 2025. Our guides on which certificates a landlord needs and the EICR go into each one.

Advertising and choosing a tenant lawfully

The Renters' Rights Act 2025 changed what a first advert may say and what you may ask for before anyone signs. Since 1 May 2026:

Before they move in: the paperwork

  1. A written statement of terms, before the tenancy is entered into. Since 1 May 2026 every new tenant must receive the prescribed terms in writing before signing or agreeing the let (Housing Act 1988 s.16D). The tenancy agreement can be the statement if it covers every item. Penalty: up to £7,000, rising to up to £40,000 for a continuing or repeat failure (ss.16I to 16K). The twelve items are in our written statement guide.
  2. No fixed term. A private tenancy is now periodic from day one; a term giving an end date has no effect (HA 1988 s.4A, inserted by RRA 2025 s.1). Rent periods can be no longer than a month. The tenant can leave on two months' notice at any time, and you cannot require more.
  3. The deposit: five weeks, protected within 30 days. The cap is five weeks' rent where the annual rent is under £50,000, six weeks at or above it (TFA 2019 Sch 1 para 2). Protect it in an authorised scheme and give the prescribed information "within the period of 30 days beginning with the date on which it is received" (HA 2004 s.213), so the last compliant day is receipt plus 29. Penalty: one to three times the deposit (s.214) and no possession order on most grounds until it is put right (s.215). See the deposit guide.
  4. An address for service in England and Wales. Give the tenant, in writing, an address at which notices can be served on you. Until you do, rent "shall be treated for all purposes as not being due" (Landlord and Tenant Act 1987 s.48). The written statement must contain it, which deals with both at once.
  5. Copies of the gas record, the EICR and the EPC, before they occupy (gas and EICR) and before the contract (EPC), as the table above shows.
  6. Alarms tested on the first day and an inventory with dated photographs, which is not a statutory duty but is what the deposit scheme will ask for in any dispute.

During the tenancy

Ending a tenancy

Section 21 was abolished for private tenancies on 1 May 2026. Possession now needs a ground in Schedule 2 to the Housing Act 1988, a Section 8 notice on Form 3A with the notice period that ground carries, and a court order if the tenant does not leave. The grounds a first-time landlord most often needs are selling (Ground 1A), moving in yourself or a close family member (Ground 1) and serious rent arrears (Ground 8). Two points catch new landlords:

Changing the locks or pressuring a tenant out is unlawful eviction: a criminal offence, and since 1 May 2026 also a council civil penalty of up to £40,000 (RRA 2025 s.58). Our guides to Section 21's abolition, the Section 8 notice and every ground set out the procedure.

In practice

In the order a first let actually happens:

  1. Lender's consent, freeholder's consent if leasehold, landlord insurance, and a note in the diary to register for Self Assessment by 5 October following the end of the tax year in which the letting starts.
  2. Council licensing page by postcode: mandatory HMO, additional or selective. Apply before you advertise if one applies.
  3. EPC (band E or better), gas safety record if there is gas, EICR, alarms fitted, furniture labels checked, legionella assessed.
  4. Advertise with a single stated rent. No bids, no "no DSS", no "no children".
  5. Right to Rent on every adult; holding deposit of no more than a week's rent; no rent until signing.
  6. Written statement of terms before signature, with your address for service in it; no end date in the agreement.
  7. Deposit of no more than five weeks' rent, protected and the prescribed information served by day 30 counting the day you received it.
  8. Day one: alarms tested, inventory signed, copies of the gas record, EICR and EPC in the tenant's hands.
  9. Then the clocks: gas at 12 months, rent review at 52 weeks by Form 4A, EICR at five years, EPC at ten.

The landlord register, the ombudsman, the private-sector Decent Homes Standard, Awaab's Law for private tenancies and the EPC band C requirement are all enacted or announced but not in force for private landlords on 16 October 2026; the table below gives each one's status. Nothing in this guide is a substitute for advice on your own letting.

Recent and coming changes

Government changes that bear on this duty. Where the status says in force the rule already applies; everything else is not yet law for private landlords. Dates are quoted as the government has published them, checked on 15 October 2026.

ChangeStatus todayPublished timingSensible preparation
Mandatory landlord and property registration on the Private Rented Sector Database (the landlord register), with an annual feeregulations in draftRegional rollout from 15 December 2026 (West Midlands first) to 15 September 2027 for all other purposes, per the draft Private Rented Sector Database Regulations 2026Keep copies, not just dates, of the gas safety record, EICR and EPC for each property, and know whether a licence applies; those are what the draft regulations say the entry needs. Source
Mandatory membership of a Private Rented Sector Landlord Ombudsman schemeannounced, dates to be confirmedGovernment roadmap: landlords required to join "in 2028", after the Database launches; scheme conditions set during Phase 2 from 2026Keep a written complaints process and records of how tenant complaints were handled; the scheme will expect both. Source
Awaab's Law extended to private rented tenancies: fixed timescales to investigate and make safe serious hazards such as damp and mouldconsultation openConsultation published 9 October 2026, closes 18 December 2026; the government's impact assessment models phased implementation in 2028, 2029 and 2030. Not in force for private landlords.Log every repair report with the date received and the date fixed, and keep dated photographs; the social-sector rules already turn on those dates. Source
A Decent Homes Standard applied to the private rented sector for the first time, enforced by councilsconsultation closed, response awaitedConsulted 2 July to 12 September 2025 with a proposed start in 2035 or 2037; the roadmap lists implementation as "TBC, subject to consultation"Nothing is required yet; the government's stated expectation is that landlords start works earlier where feasible. Source
Minimum energy efficiency standard for private rented homes raised from EPC band E to the equivalent of band C, measured against new EPC metrics, with a £10,000 per-property cost cappolicy decision, regulations not yet madeGovernment response published January 2026 alongside the Warm Homes Plan: a single compliance date of 1 October 2030 for all tenancies; properties without an EER C before 1 October 2029 must meet the new-metric standard. The amending regulations have not been made, so band E remains the only binding minimum.If a property is below band C, read its EPC recommendations now; spending on recommended measures from 1 October 2025 is stated to count towards the cost cap. Source
Right to Rent digital checks must use a provider registered as a "RtR DVSP" on the government's digital verification registerin forceIn force since 1 October 2026 (7th edition of the code of practice; SI 2026/700)If you use an identity-checking app, confirm it appears on the register; the manual and share-code routes are unchanged. Source

Questions people ask

Do I need to register as a landlord in England before I let?

Not yet. There is no national landlord registration in force in England. The Private Rented Sector Database in the Renters' Rights Act 2025 has not been commenced and its regulations are a draft; GOV.UK has announced a regional rollout from 15 December 2026. Licensing is different: a mandatory HMO licence, or a licence under a council's additional or selective scheme, must be held before you let where one applies.

What do I need to rent out my house in England?

Your lender's consent, an EPC of band E or above, a gas safety record if there is gas, an EICR, smoke and carbon monoxide alarms, any licence the council requires, a Right to Rent check on every adult occupier, a written statement of terms given before the tenancy is entered into, and the deposit protected within 30 days of receipt. Each has its own penalty if missed.

Can I still give a new tenant a 12-month fixed term?

No. Since 1 May 2026 a private tenancy in England is periodic from the start, and any term purporting to fix an end date has no effect (Housing Act 1988 s.4A). The tenant can end the tenancy on two months' notice at any time; you can end it only on a Schedule 2 ground.

How much deposit and rent in advance can I take?

A tenancy deposit of up to five weeks' rent (six weeks where the annual rent is £50,000 or more), and a holding deposit of up to one week's rent. You cannot ask for rent before the agreement is signed; between signing and the start date you can ask for one month's rent (28 days' for a non-monthly tenancy).

Can I refuse applicants with children or on benefits?

Not as a class. Refusing or discouraging applicants because they have children or receive benefits is prohibited by the Renters' Rights Act 2025 (ss.33 and 34), with a council penalty of up to £7,000. You can still assess each applicant's affordability and references individually.

How much tax do first-time landlords pay on rent?

Rental profit is added to your other income and taxed at your marginal rate. The first £1,000 of property income is covered by the property allowance; above £2,500 after expenses, or £10,000 before expenses, you must file a Self Assessment return, registering by 5 October after the tax year ends. Mortgage interest is not an allowable expense for an individual landlord, though you get a basic-rate (20%) tax reduction on it. Qualifying income (before expenses) over £50,000 brings you into Making Tax Digital, with the threshold falling in April 2027 and to £20,000 from April 2028.

How do I get my property back if I need to sell or move in?

By a Section 8 notice on Ground 1A (selling) or Ground 1 (moving in), with a date at least twelve months after the tenancy began and a four-month notice period, followed by a court order if the tenant stays. After using either ground you cannot re-let or market the home to let until twelve months after the date in the notice.

Where this comes from

In ComplyWithMe

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ComplyWithMe provides technology tools and general information to help you keep track of your obligations. This guide describes the law in England as published on legislation.gov.uk and GOV.UK on the date shown; it is not legal advice and does not cover your individual circumstances. Figures given as "up to" are the highest the law allows.

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